America’s Only Conservative-Aligned Business Loan Brokerage
Fast, Flexible Funding for American Businesses
Get approved in hours. Funding up to $2,000,000.
what we offer?
Our Funding Products
We provide a reliable, business-focused suite of funding solutions built on principles of stability, responsibility, and long-term growth. Our products are designed for hardworking American business owners who value transparency, integrity, and financial strength.
Lines of Credit
A business line of credit gives you ongoing, flexible access to working capital whenever you need it most. Instead of receiving a lump sum upfront, you are approved for a maximum limit and can draw funds as needed similar to a credit card, but with higher limits and lower rates. You only pay interest on the amount you actively use, and once you repay, your credit line replenishes.
This makes lines of credit ideal for:
Managing unpredictable cash flow
Covering seasonal slowdowns or emergencies
Handling short-term expenses (payroll, supplies, repairs)
Term Loans
Term loans provide a fixed amount of funding that is repaid over a set period with consistent payments. These loans are ideal for businesses looking to expand, hire staff, purchase equipment, or invest in long-term growth. You receive all the funds upfront and repay over 6–60 months depending on the lender.
Expansion or remodeling
Hiring additional staff
Purchasing inventory or equipment
Marketing campaigns or large projects
Merchant Cash Advances
A Merchant Cash Advance (MCA) provides fast access to capital based on your business’s revenue. Instead of traditional interest, repayment happens through a small percentage of your daily or weekly sales. This option is ideal for businesses with steady revenue that need fast, flexible funding with minimal documentation.
Businesses with strong, consistent revenue
Companies that need cash within 24–48 hours
Situations where traditional financing isn’t an option
Equipment Financing
Equipment financing helps you purchase or lease business equipment without paying the full cost upfront. The equipment itself acts as collateral, making approval easier. Ideal for trucks, machinery, medical equipment, construction tools, and any assets your business needs to operate or expand.
Trucks, vehicles, and fleets
Medical and dental equipment
Construction and manufacturing machinery
Restaurant appliances, tools, and technology
Working Capital
Working capital loans provide fast, short-term funding to cover everyday operating expenses — payroll, inventory, repairs, advertising, and more. These loans are designed to keep your business running smoothly and help you stay ahead during slow seasons or growth spikes.
Payroll or contractor payments
Inventory restocking
Emergency repairs
Marketing and advertising pushes
Operational expenses
Invoice Factoring
Invoice factoring allows you to turn outstanding invoices into immediate cash. Instead of waiting 30–90 days for customers to pay, a factoring company advances you a percentage of the invoice upfront. Perfect for businesses with slow-paying clients or large contract work.
Deal with slow-paying clients
Operate on net-30, net-60, or net-90 cycles
Handle large contracts or government work
Need consistent cash flow to operate
Bridge Loans
Bridge loans provide temporary funding to “bridge the gap” between now and a future financial event, such as receiving a contract payment or securing long-term financing. They are fast, flexible, and ideal for businesses needing immediate capital to stay operational or seize opportunities.
Businesses waiting on contracts or receivables
Covering temporary cash flow gaps
Taking advantage of urgent opportunities
Keeping operations stable during transitions
SBA Loans
SBA loans are government-backed loans with some of the lowest rates and longest terms available to small businesses. They are excellent for expansion, real estate, franchise purchases, equipment, and refinancing. These loans take longer to process but offer unbeatable affordability for qualified businesses.
Business expansion or acquisition
Commercial real estate
Franchise purchases
Equipment and working capital
Refinancing existing debt
Asset Based Loans
Asset-based loans allow businesses to borrow against assets such as equipment, inventory, real estate, or accounts receivable. This type of financing offers higher approval rates and larger funding amounts for businesses with valuable assets, even if cash flow is inconsistent.
Have significant assets but inconsistent cash flow
Need large amounts of capital quickly
Want more flexible approval options than traditional loans
Why Choose Kalejs?
Fast approvals
Large lender network
Personalized support
No-obligation quotes
Conservative/Patriot focus
100% U.S. based team
Ready to Secure Funding?
Apply in Minutes.
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